The Real Estate Buying Process

1. Start your research now - look into current real estate trends and average interest rates. This is the best time to find a realtor and choose a lender to work with you.

2. Find out what you can afford- manage debt and accumulate assets for down payment and closing costs. 

3. Get pre-approved for a mortgage loan: Reach out to me for a pre-approval.

4. Get to know real estate agents: If you do not have an agent, let me know as I have developed relationships with realtors over the years. 

5. Find your dream home and make an offer: Work with your realtor to put together the best presentation to get your offer accepted.

6. Get your property inspected: Once your offer is accepted you want to ensure that the property is safe and assess any repair costs. 

7. Work with your lender: Send me the fully executed contract, required documents and all material contact information.

8. Home appraisal: appraiser will review your property for your protection to determine if the sales price reflects its true value and to determine any safety concerns. 

9. Work with a title company and your loan officer to review closing costs and cash required to close the loan. Title companies also ensure that your property is free of liens and assist with the settlement of the loan.

10. Close the deal and get the keys: