Disclosures and Forms

 DISCLOSURES
Prequalification is neither pre-approval nor a commitment to lend; borrower must submit additional information for review and approval.
You are invited to apply. Your receipt of this material does not mean you have been prequalified or pre-approved for any product or service we offer. This is not a commitment to lend; you must submit additional information for review and approval. Credit and collateral are subject to approval. Programs, rates, terms and conditions apply and are subject to change without notice.
Estimated monthly payments do not include property taxes and homeowner's insurance which will result in a higher monthly payment. Interest rates and annual percentage rates (APRs) are based on our current pricing, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, occupancy type, loan amount, loan-to-value ratio, credit score, refinance with cash out and other variables—call for details. Advertised loans assume escrow accounts (monthly collection of subject property taxes and any applicable homeowner's insurance with your monthly principal and interest payment) unless you request otherwise, and the loan program and applicable law allows. Should you choose to waive escrows, your rate, costs and/or APR may increase. This is not a credit decision or a commitment to lend. Mortgage insurance may be required depending on loan guidelines. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
APR reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points") and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate of your Note.

FORMS
 

 Form 4506-C (Rev. 10-2022) (irs.gov) - 4506 IRS Doc 

 1014000616.BRW (lenderhomepage.com) -Borrower Cert 

 Authorization for the Social Security Administration (SSA) To Release Social Security Number (SSN) Verification -SSA-89

https://www.blink.mortgage/app/signup/p/hugheslendingsolutionsllc/richardhughes

Please reach out to me if you have any questions or concerns. 

Thank you :)

or use

 Uniform Residential Loan Application (fanniemae.com) 

- The Texas RECOVERY FUND NOTICE

 "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

 Additional information may be found at the following link: https://texreg.sos.state.tx.us/public/readtac$ext.TacPage?sl=R&app=9&p_dir=&p_rloc=&p_tloc=&p_ploc=&pg=1&p_tac=&ti=7&pt=4&ch=80&rl=200