Spencer Stalls - Mortgage Loan Originator

 Spencer Stalls is a licensed Mortgage Loan Originator, serving clients across the state of Florida. A Florida native, Spencer was born and raised in Fort Pierce and is now based in Vero Beach, where he brings a client-first mindset to every mortgage transaction.

Before entering the mortgage industry in 2026, Spencer built a successful career in hospitality management at several highly regarded country clubs including Ekwanok Country Club in Manchester, Vermont, Greenwich Country Club in Greenwich, Connecticut, and Redstick Golf Club here in Vero Beach, Florida. These experiences shaped his commitment to exceptional service, attention to detail, and the ability to solve complex challenges quickly and effectively.

Spencer is known for his persistence and problem-solving approach—he doesn’t give up easily when it comes to finding the right financing solution for his clients. He understands that every borrower’s situation is unique, and he takes pride in exploring all available options to help clients achieve their homeownership goals.

With a strong emphasis on communication and transparency, Spencer ensures his clients feel informed and confident throughout the entire process. His goal is to deliver a premium, stress-free experience by being accessible, responsive, and attentive to every detail—from initial consultation through closing.

Whether you are purchasing your first home, refinancing, or exploring new opportunities, Spencer is committed to guiding you every step of the way.

Outside of work, Spencer is an active member of his church. He also enjoys pickleball, golfing, hiking, skiing and spending time with family, while remaining closely connected to the community he has called home his entire life.

👉 Ready to explore your options—whether it’s buying, refinancing, investing, or tapping into equity? Connect with Spencer today and discover mortgage solutions designed just for you.

Contact & Apply
📧 spencer@hugheslendingsolutions.com
📞 (772) 584-0479
NMLS #1775397
🔗 Apply now: https://www.blink.mortgage/app/signup/p/hugheslendingsolutionsllc/spencerstalls